We represent commercial and individual policyholders in coverage disputes and bad faith and deceptive insurance practice claims.
California regulations provide minimum standards that insurance companies must follow when handling insurance claims. California law also imposes a duty of good faith and fair dealing on insurance companies. Insurance companies violate these legal obligations when they:
- Fail to promptly acknowledge or thoroughly investigate a claim
- Delay, discount, or deny payment without a reasonable basis
- Unreasonably refuse to defend you if you are sued and have liability coverage
- Refuse to authorize reasonable and necessary medical treatment
Compensatory damages available for bad faith insurance claims include losses caused by the insurance company’s refusal to pay what it owes on a claim pursuant to the terms of the policy, damages for emotional distress, and reasonable attorney’s fees. Punitive damages are sometimes also available.
In addition to representing policyholders in insurance coverage matters, we also defend policyholders when they are sued and the claims are covered by liability insurance.
If you are involved in an insurance claim dispute with your insurance company, contact our office to learn more about your rights and options.